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Bridging loans for buy to let

  • Buy to let bridging loan rates from 0.49%
  • Maximum loan to value 75%
  • Access to funds from 2 working weeks
  • Same day lender decision in principle
  • Terms up to 24 months
  • No minimum term and no exit penalties
  • Switch to long-term finance

Whether you need cash quickly to fund a property sale or you want to invest in buy-to-let property, we can help.

Fast access to funds

With a fast turnaround, we can arrange a buy-to-let bridging loan to finance any legal purpose, in a quick and hassle-free manner.

The loans we recommend are designed to cover the cost of residential property that is not your own residence, therefore it is perfect if you’re a buy to let investor.

Commercial Trust can arrange funds to be released within a matter of days, so you don’t have to miss out on investment opportunities and property deals.

Moving from a bridging loan to a buy-to-let mortgage 

Banks and lenders we arrange loans with, provide options for moving from a bridge to a full buy to let mortgage. Interest rates and APRC are specific to the circumstances, so call us for a mortgage illustration.

You should never take out a bridging loan without a clear exit strategy to repay the loan. A buy to let mortgage is one option to do this.

Buying buy-to-let property at auction

A conventional mortgage product typically cannot be used to complete an auction purchase. This is because you commonly have to settle the full amount owed within a 28-day time frame.

After you have paid a 10% deposit for the property at auction, a buy to let bridging loan can quickly fund the outstanding amount, ensuring you don’t lose the sale.

You then have time to arrange longer-term funding (e.g. a buy to let or commercial mortgage).

Bridge to let loans and finance can help make auction purchases a reality and help you enlarge your property portfolio.