Swing loan finance options

The banks and lenders we work with can offer:

  • Borrow from £25,000 to £25,000,000
  • Loan term from one day to 24 months
  • Borrow up to 75% of the property value
  • No minimum income required
  • Access to funds for any legal purpose

What is a swing loan?

Also known as a bridging loan, a swing loan is flexible short-term finance designed to ‘bridge the gap’ to a longer-term mortgage solution.

We can arrange loans if you need to meet a deadline or have a short time frame. We offer a range of bridging loans including commercial and residential for almost any purpose. Whether you need to raise funds to refurbish a property, inject cash flow into your business or raise capital for an auction property, we can help. Contact us today and we’ll review your individual situation and help find the best swing loan for you.

Swing loan for refurbishment purposes

Funds can be quickly arranged and released to cover the cost of renovation and construction projects, however big or small. Whether you need to convert offices into dwellings or restore commercial premises, a swing loan can provide the funds required.

As it isn’t possible to get a conventional mortgage for an uninhabitable property (no bathroom, kitchen or electrical system) we can find the most suitable bridging loan to finance the project. This enables you to take advantage of a great investment opportunity.

Swing loan for commercial purposes

In business, we understand that time is of the essence and you may need a large loan in a short space of time. We can arrange finance for a range of commercial purposes, such as renovation, investment deals, purchasing stock or helping with cash flow. Contact us to speak to one of our friendly advisers and see how a bridging loan can benefit your business.

Swing loan to raise capital

A swing loan can help raise funds for any legal purpose. With funds released within days, you’ll be able to cover the cost of certain expenses hassle-free. These can include property sales, refurbishment, holidays, car purchases and tax or VAT bills. You may need to raise funds quickly if you’re buying auction property as there is usually just a 28-day time frame. After you’ve paid a deposit, a bridging loan can finance the sale until you can get a conventional mortgage.

For more information on the different types of swing loans we offer, visit our bridging loan page.