Am I too old to get a buy to let mortgage?

We often receive calls from individuals looking for a buy to let mortgage who have been turned down by a lender elsewhere due to age restrictions within their eligibility criteria.

Have you been turned down previously due to your age?

If you have had this experience we may be able to help. We are a specialist broker and we deal solely in commercial finance products. When we source a buy to let mortgage for our clients, we take a broad look across the marketplace to find the best deal.

Lender criteria on age limits changes

When it comes to buy to let age limits we have background knowledge of the various lenders criteria and know where to look to find a potential fit for your specific needs.

Specialist lenders will look at younger and older buy to let applicants

As well as high street lenders there are a large number of buy to let specialist lenders whose minimum and maximum age for buy to let mortgages may be more flexible than you anticipate.

Maximum age for buy to let mortgages

  • We can access lenders who have no maximum age limit, subject to other criteria

Whilst they are few in number, we can access lenders who do not stipulate a maximum age for buy to let mortgages within their product range.

If you have questions as to your eligibility for a buy to let based on concerns around maximum age restrictions, call and speak to our advisors or complete our quote request form.

Minimum age for buy to let mortgages

  • We can access lenders whose minimum age requirement is 18 years, subject to other criteria

Whilst 21 – 25 years of age are commonly set by lenders as their minimum age requirement, we can access lenders who will consider applications from investors who are just 18 years of age.

If you are a young property investor looking to invest in buy to let and would like to discuss products available to you call our experienced advisors on the numbers above or request a quote online.

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5 stars

26 October 2016

When all around could not help, Helen at commercial trust did

I was being told " you can't do that " at every turn for over a year I was trying to remortgage my home as a rental H M O but was told as I was livin... Read more


5 stars

25 October 2016

commercial trust

I couldn't fault the service I received every step of the way .Always able to speak to friendly and helpful staff who did everything they said they wo... Read more