Ex-council and local authority properties can be attractive to property investors, but some buy-to-let mortgage lenders will refuse to finance these purchases.

Perhaps you have encountered one of more of the following barriers:

  • The lender will fund the purchase, but impose a heavy LTV (loan to value) cap;
  • The lender requires that the property has been privately owned for a minimum period (we may be able to help if the property has been privately owned for at least 5 years);
  • The lender imposes a minimum property value (our minimum property value is £40,000 as standard);
  • The lender will outright refuse to fund an ex-council or local authority purchase

Whatever the case, we may be able to help.

BTL mortgages for ex-council properties

We have access to a number of lenders who will agree to finance ex-council and local authority properties. To see what we can offer, simply get in touch using either of the numbers at the top of this page, or request a quote online.

Excellent 9.1 / 10

Based on 271 reviews

More reviews

Latest reviews

5 stars

21 August 2017

Commercial Trust helped me to secure a …

Commercial Trust helped me to secure a substantial second charge. I was advised to checkout my credit report and after having done so I secured a 3% ... Read more


5 stars

17 August 2017

Excellent Service cant faut

Excellent Service cant faut... Read more

john mark powell