What is the minimum I need to invest?

Input the value of the property to you wish to buy and its expected monthly rent for an idea of the deposit you will need and the maximum amount you can borrow.

PLEASE NOTE: This calculator is for guidance purposes only. It assumes that rental cover will be calculated at 125% of mortgage interest payments charged at an interest rate of 5%. Some lenders may calculate rental cover differently, meaning you may be able to borrow a larger or smaller amount than indicated. Contact us for a detailed illustration.

Buy to let mortgages for first time buyers

Even if you do not already own a rental property or a home of your own, you may be able to get a buy to let mortgage. First time buyer products are offered by many lenders, who will consider purchase applications from first time buyers in a number of circumstances:

Find out how we can help non-homeowners who have been declined elsewhere.

New purchase buy to let mortgages for experienced landlords

We can also help existing landlords who would like to purchase second or subsequent rental properties. Experienced landlords may be able to qualify for many of the mortgages we can access, even if they don’t own their own home.

Here are some of the circumstances in which me may still be able to help experienced landlords:

Take the next step

Whether you are a seasoned landlord or making your very first new purchase, our advisor's will take full account of your circumstances and requirements, guiding you through every step of the process and helping you choose a product that’s right for you.

To find out how we can help you with your next buy to let purchase, call us on one of the numbers above or apply for a mortgage today.

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