If you are an existing landlord and coming to the end of your existing deal period then you may want to consider remortgaging you buy to let property to make the most of the current low rates. This page details our top three buy to let remortgage products currently available.
Buy-to-let mortgage products
Our advisers will guide you through choosing the appropriate product for your circumstances and make a mortgage recommendation based on what fits your needs best, using the information you share with us.
If you would like to get started straight away, then give us a call on one of the numbers above or fill in our no obligation quote form.
If you want a little more information before you give us a call or send your quote request form off to us, then the links on this page may help you get a better understanding of the types of mortgage products currently available on the market today.
Mortgages for landlords
If you are a landlord or are intending to become one and need a mortgage to finance your investments, there are a number of different types of buy-to-let mortgage products available to you.
Find out if a limited company is the right route for your buy-to-let investment, this guide covers the basic set up of Ltd company and the differences in taxation for you.
If the property you wish to purchase is an HMO (House in Multiple Occupation), then you will need a specialist HMO mortgage to finance the purchase. This page gives you the top three HMO mortgages available on the market today.
This page is for you if your deposit is 15% of the property value you wish to buy. 85% is the highest loan to value ratio currently available on buy-to-let mortgages. This page highlights the top three 85% buy-to-let mortgages available in the UK today.
These deals have a wide reach for landlords with smaller deposits, as unlike an 85% LTV deal you do not have to be an experienced landlord to be eligible. Find out more about 80% LTV buy-to-let mortgages.
If your deposit is 25% of the value of the property you wish to purchase then this page is for you. It also highlights our top three buy-to-let mortgages available at 75% LTV
If you want to get a better understanding of the buy to let mortgage market and the current rates available today, then this page is for you.
If you want to take a look at the best buy to let mortgage deals available right now from a broker, then this page is for you.
If you haven’t yet found your ideal investment property, or you have, but haven’t made an offer on it yet, but you know your deposit is small, then the top three products listed on this page may be right for you.
If you want to invest for the long-term then opting to repay your buy to let mortgage on a repayment basis would likely be the most suitable option for you.
If you are an existing landlord with debt, then you may be able to consolidate your debts into your buy-to-let mortgage to help reduce your monthly outgoings. Consolidating debt into your mortgage is likely to be more expensive in the long-run but could help ease your cash-flow so you can continue to run your rental business without compromising your tenants’ rights or well-being.
If you are an expat living abroad with a buy to let property back home in Britain then our exclusive expat buy to let mortgage product may be ideal for you.
This page gives you details on interest-only mortgages and why they are popular with landlords who want to boost their monthly profits.
If the property you are looking to purchase is over a £1,000,000 then we have an exclusive product available for you. This page gives you full details.
If you are thinking about letting out your current home to paying tenants then let to buy could be a great option for you. As you cannot let out your home under the terms and conditions of most residential mortgages, you will either have to get permission from your lender or refinance your home on a buy to let mortgage.