Ex-council and local authority properties can be attractive to property investors, but some buy to-let mortgage lenders will refuse to finance these purchases.

Perhaps you have encountered one of more of the following lender criteria barriers:

  • The lender will fund the purchase, but impose a heavy LTV (loan to value) cap;
  • The lender requires that the property has been privately owned for a minimum period (we may be able to help if the property has been privately owned for at least 5 years);
  • The lender imposes a minimum property value (our minimum property value is £40,000 as standard);
  • The lender will outright refuse to fund an ex-council or local authority purchase

Whatever the case, we may be able to help.

BTL mortgages for ex-council properties

We have access to a number of lenders who will agree to finance ex-council and local authority properties. To see what we can offer, simply get in touch using either of the numbers at the top of this page, or request a quote online.

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Ryan and his team have rendered outstanding service.. eye too details, and kept in contact throughout the process.. we'll be using there services in f... Read more


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05 February 2018

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Thank you Commercial Trust. This is the second time I dealt with your company and I am extremely happy with what you have done for me in both cases. ... Read more

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