The Commercial Trust Covid-19 landlord hub shares information, resources and help for those managing rental property across the UK amidst the Coronavirus pandemic.
Click through on the links below for information specific to your enquiry today.
We are an independent, specialist broker of buy to let mortgages, commercial mortgages and bridging loans.
Our lenders are representative of the UK marketplace. In the buy to let arena we normally work with in excess of 80 UK lenders, both high street and specialist.
Currently, some fringe buy to let lenders have temporarily stopped taking new applications for buy to let mortgages, others have changed their lending criteria.
85% loan to value products have temporarily been taken off the market, this has happened previously and one lender did return at this LTV threshold, but they have again exited the market. Contact us for the latest position.
80% loan to value, subject to other criteria.
We need to know various information about you and your property before we can establish which product best suits your needs and circumstances, but at present there are still lenders accepting a 20% deposit on a buy to let mortgage.
Contact your mortgage lender if you need to arrange a mortgage payment holiday or to discuss the options available to you.
If your tenants are facing financial challenges through loss of income, they may be eligible for Universal Credit.
Practical information on what to do, what your obligations are and how you can navigate Covid-19
Wherever possible, tenants should not move properties during lockdown. If a move is essential the following may help:
Below are links to buy to let mortgage lender website pages, which give information on mortgage payment holidays and other provisions, in light of the Coronavirus.
If your tenants are unable to pay their rent, because their ability to work has been compromised by Covid-19, or you want to investigate your options in case this becomes an issue, follow the links below or call you lender on the numbers provided.
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|Lender:||Website information on Covid-19||Telephone number:|
|Accord||https://www.accordmortgages.com/||0800 138 2402|
|Aldermore||https://www.aldermore.co.uk/||0333 003 3990|
|Axis||https://www.axisbankuk.co.uk||0333 006 3680|
|Barclays||https://www.barclays.co.uk/||0333 202 7439|
|BM Solutions||https://www.bmmortgages.co.uk/||0345 300 2627|
|Bank of Ireland / Post Office||https://www.bankofireland.com/||01 611 3333|
|Bluestone||https://www.bluestone.co.uk/||0800 368 1834 for 7 digit account numbers beginning "200" or 0345 130 4386 for 9 digit account numbers beginning "10"|
|Cambridge Building Society||https://www.cambridgebs.co.uk||0345 601 3344|
|Clydesdale Building Society||https://secure.cbonline.co.uk||0800 121 4203|
|Cumberland Building Society||https://www.cumberland.co.uk||01228 403 141|
|Dudley Building Society||https://www.dudleybuildingsociety.co.uk||01384 231 414|
|Foundation Home Loans||https://www.foundationhomeloans.co.uk/||0344 770 8032|
|Fleet Mortgages||https://www.fleetmortgages.co.uk||01252 916 800|
|Furness Building Society||https://www.furnessbs.co.uk/||0800 015 8018|
|Godiva||https://www.coventrybuildingsociety.co.uk||0800 121 8899|
|Hampshire Trust Bank||020 7862 6244|
|Hanley Ecomics||https://www.thehanley.co.uk||01782 255 000|
|Hinckley & Rugby||https://www.hrbs.co.uk/||0800 434 6343|
|Hodge Portfolio||029 2080 3061|
|Ipswich Building Society||https://www.ibs.co.uk/||0330 123 0773|
|Kensington||https://www.kensingtonmortgages.co.uk||0333 300 0921|
|Kent Reliance||https://www.kentreliance.co.uk/||0345 122 0033|
|Landbay||https://landbay.co.uk||0330 053 6825|
|Lend Invest||https://www.lendinvest.com||0203 846 6880|
|Leek United||https://www.leekunited.co.uk/||0800 783 0847|
|Leeds Building Society||https://www.leedsbuildingsociety.co.uk/||0800 072 8738|
|Loughborough Building Society||https://www.theloughborough.co.uk||01509 610707|
|Masthaven||https://www.masthaven.co.uk/||0207 036 2012|
|Melton Mowbray||https://www.themelton.co.uk/||01664 414141|
|Metrobank||https://www.metrobankonline.co.uk/||0345 319 1200|
|Natwest Bank||https://personal.natwest.com/||0800 092 9585|
|Newbury Building Society||https://www.newbury.co.uk/||01635 555588|
|Newcastle Building Society||https://www.newcastle.co.uk/||0345 702 3083|
|Nottingham Building Society||https://www.thenottingham.com/||0344 481 4444|
|Paragon Bank||https://www.paragonbank.co.uk||0345 849 4060|
|Pepper Money||https://www.pepper.money/||03333 701 102|
|Principality||https://www.principality.co.uk/||0330 333 4020|
|Precise Mortgages||https://www.precisemortgages.co.uk||0800 116 4385|
|Santander||https://www.santander.co.uk/||0800 023 4603|
|Shawbrook||https://www.shawbrook.co.uk/||0345 650 6290|
|Skipton||https://www.skipton.co.uk/||0345 850 1766|
|Stafford Railway Building Society||https://srbs.co.uk/||0800 532 532|
|State Bank of India||0800 532 532|
|Teachers Building Society||https://www.teachersbs.co.uk/||0800 378 669|
|Tipton & Coseley||https://www.thetipton.co.uk/||0121 557 2551|
|TOGETHER Money||https://togethermoney.com/||0161 333 7404|
|The Mortgage Works||https://www.themortgageworks.co.uk/||0345 606 4060|
|The Mortgage Lender||https://themortgagelender.com||0344 257 0427|