New low rate buy-to-let, 1.39% 2-year fixed

Line of terrace houses

Every so often a lender announces a rate that has the ability to make brokers and investors alike stop and pay attention; and this rate does exactly that.

This 1.39% rate is currently the lowest available buy to let rate from our panel of over 40 lenders.  Therefore, if you are an individual investor looking for an outstanding rate combined with a lower Loan-to-Value, it could be of great interest to you.

50% LTV 2-year fixed rate buy to let mortgage

50% Loan-to-Value 2-year fixed buy-to-let mortgage
Product type Initial rate Max LTV* Product fee ERC's**
2-year fixed 1.39% 50% £1999 For 2 years

*Loan to Value **Early Repayment Charge


Enquire online about this deal

Free valuation (purchases) and remortgage transfer service

This deal comes with a free valuation (instructed by the lender) of up to £700.00 on a purchase. If you are looking to remortgage, you can utilise this lenders free Remortgage Transfer Service, which includes free legal representation alongside the free valuation.

The Remortgage Transfer Service provides a simple way to remortgage with this lender. A conveyancer is appointed to act on your behalf, who will take care of the legal aspects of the mortgage transfer at no extra cost to you.

High maximum loan available

For those who may be looking at property in city centre locations or areas with high property prices, this product is particularly suitable, as it has a maximum loan of £1,000,000 available.

Keeping upfront costs down

If you are also keen to keep your initial outlay down when arranging your mortgage, this lender offers the ability to add the mortgage product fee (a flat £1,999) to the loan.

Please be aware though that adding the product fee to your loan can impact the total repayment amount of the mortgage.

Default payments

This lender offers a little flexibility when it comes to default payments, and will consider applications with a minor default in the last 3-years of less than £250, (credit cards, mail order and communications e.g. mobile phone bill) whether satisfied or not.  

They will also consider applications with a default over 3 years old that was less than £1,500, whether satisfied or not, on a case-by-case basis.

Mortgage criteria summary

  • Available for properties in England, Wales, mainland Scotland and the Isle of Skye
  • For purchase or remortgage
  • Minimum income of £25,000 or £30,000 for joint applications
  • Max loan available on this deal is £1,000,000
  • Maximum age at application 75 years’ old
  • Not available to limited companies and Ex-pats

Apply for this rate today

If you are looking to take advantage of this exceptional rate, speak with one of our team to discuss your eligibility and investment strategy. 

Call us on 0800 032 6388 or enquire online

This information should not be interpreted as financial advice. Mortgage and loan rates are subject to change.