£450 product fee plus incentives on 2-year deals

If you want to keep costs low on your new purchase or remortgage the following deals may be of interest.

Choose from three 2-year fixed rate deals at 2.54% per annum, a maximum LTV of 65%, round off with a low product fee of £450 and benefit from additional incentives.

Low product fee

Some fixed rate products have an application fee based on a percentage of the loan, meaning the more you borrow, the greater the cost of securing the mortgage.

However, with this product, you have a flat product fee of £450, whether you borrow £100,000 or £1,000,000. This can make a big difference to your overall costs at application and help keep your initial outlay low.

Additional incentives

These products offer different additional incentives whether you are purchasing a new property or remortgaging an existing one.

For those looking at purchasing a new property, receive £500 cashback.

For those looking at remortgaging, there is a choice of either a free legal service and a free standard valuation OR cashback of £300 and a free standard valuation on the property.

The products below are available on loans between £50,000 to £1 million. Please note, loans of more than £500,000 are subject to additional underwriting.

Speak to one of our advisors today for details.

Purchase

Fixed rate purchase mortgage
Product typeInitial rateMax LTV*Product feeERC's**Incentives
2-year fixed 2.54% 65% £450 For 2 years Cashback - £500

Remortgage

Fixed rate remortgage
Product typeInitial rateMax LTV*Product feeERC's**Incentives
2-year fixed 2.54% 65% £450 For 2 years Free legal service and free standard valuation
2-year fixed 2.54% 65% £450 For 2 years Cashback £300 and free standard valuation

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

*LTV = Loan to value

**ERC = Early Repayment Charge

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Fixed monthly payment

As these deals include a fixed rate period of 2 years, you will know exactly what your monthly repayments will be for that period. This will not change for that duration, even if interest rates change.

Mortgage criteria summary

  • Available for properties in England and Wales
  • Not available to limited company/LLP or expats
  • Not available to first time landlords
  • At least one applicant must have a minimum income of £25,000
  • Minimum age at application is 25 years
  • Maximum age at the end of mortgage term is 75 years
  • Minimum loan amount is £50,000
  • 3 year residential history in the UK required.

For full mortgage criteria and to discuss your eligibility, please call the number at the top of the page, or contact us online.

Enquire online about these deals

If you switch product mid-application, you may lose any fees you have paid up to that point. We will always match you to the most appropriate product for your circumstances, based on what you tell us.

This information should not be interpreted as financial advice. Mortgage and loan rates are subject to change.

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