September 2015 – What we talked about

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September 2015 was a busy news month for landlords. Check out our rundown of the month for all the key issues.

Global market slowdown could be good news for UK property

Thursday 1 October brought an end to the third financial quarter of 2015 – the most disastrous period for global markets in four years.

A crash that originated in Chinese stock markets spread across the world, including to London’s bluechip index, the FTSE 100.

The Express reported that the FTSE started the final quarter on a high, but lingering uncertainties around Chinese markets and US monetary policy mean that investors are still holding their breath.

But UK property can still be a safe bet

A traditionally long-term investment, property is more resistant to the transient shocks that the stock market suffers. In fact, many investors turn to ‘safe’ assets such as UK property when times are bad.

In addition, there is a chance that the global slowdown could force the Bank of England to delay increasing interest rates even further, benefiting investors with continued record-low mortgage rates.

Our full analysis: How will the financial slowdown affect landlords?

New laws make issuing section 21s more difficult

Landlords who sign tenancy agreements on or after 1 October 2015 will have a harder time serving notice on their tenants, thanks to new legislation contained in the Deregulation Act 2015.

The Act obliges landlords to follow strict repairs procedures and issue prescribed documents at the beginning of a tenancy, or any notice they serve will be invalid. In addition, section 21s have a new prescribed format, cannot be issued in the first four months of a tenancy, and have a six-month expiry date.

Our full rundown of these and other new laws: New regulations every landlord should know

Top tips for investors

The two latest additions to our advice section offer excellent tips for both novice and experienced landlords.

The first details six pieces of indispensable advice for individuals who are thinking of taking their first step onto the property investment ladder. Read it here: How to buy to let: six tips for property investors

The second, for the mathematically inclined among new and seasoned landlords alike, gives a detailed breakdown of the concept of gearing, and how buy to let mortgages can be used to increase the return on your investment. Read it here: How to make money from buy to let mortgages

This information should not be interpreted as financial advice. Mortgage and loan rates are subject to change.