Landlord finance
We are Commercial Trust, one of the UK's top 5 specialist mortgage brokers.
Get help with buy to let mortgages, bridging loans, and commercial mortgages.
Invest in personal name, or via a limited company. Whether you have a straightforward or complex case, for almost any type of rental property, we can help.
Get in touch today to find out:
- Today’s lowest rates plus exclusive deals
- Flexible criteria for a huge range of cases
- All credit profiles considered
- No minimum income or upper age limits
- Excellent customer service at every step
It is easy to get help from our expert advisors:
- Call us free of charge on 0800 980 6190; or
- Contact us via live chat; or
- Enquire online using the form.
Request an advisor call back
We work with over 80 specialist and high street lenders including:
Why choose Commercial Trust?
As a specialist broker, our sole focus is landlord finance
Immediate expertise from specialists
One tailored recommendation
We get the deal to completion for you
Buy to let mortgage criteria
- Borrow up to 85% loan to value (LTV)
- No minimum income options
- Lenders with no upper age limits
- Flexible affordability calculations
- 2, 3, 5, and 10 year deal periods
- Cashback, free valuation and other incentives available
- Borrowing based on rental income from property
- Switch from residential mortgage to buy to let mortgage
- Unlimited portfolio sizes
- Remortgage to like for like loan, or to raise capital
- Houses of Multiple Occupation (HMO) options with no maximum number of bedrooms
- Multi-unit blocks options with no maximum number of bedrooms
- Special Purpose Vehicle (SPV) buy to let accepted
- Trading limited company buy to let accepted
- First time buyers accepted
- Repayment or interest-only mortgage payment options
- Finance for property development or auction purchase
Bridging loans
Have you spotted an auction property but not sure how to get the cash quick? Have you got a project-property that is uninhabitable (and un-mortgagable)? Or do you need cash to upgrade your current property?
With no early repayment charges and flexible exit terms, find out what a bridging loan can help you achieve today.
Commercial mortgages
Are you buying a property for your business? Or, investing in a commercial property to rent out to tenants? We have a dedicated commercial team who are here to help with:
- Semi-commercial premises (e.g. flat above shop)
- Pure commercial (offices, industrial units, leisure and retail)
- Mixed use commercial premises (up to 40% residential use)
