Get an HMO mortgage from pa
Speak to our specialist advisors.
We check deals from 80+ lenders.
Lender decision often in 2 hours.
HMO buy to let mortgage criteria
We can help you with the following types of HMO mortgage borrowing:
- Houses of Multiple Occupation (HMO) with no maximum bedrooms
- Multi-unit blocks with no maximum units
- Borrowing up to 85% loan to value (LTV)
- No minimum income options
- Lenders with no upper age limits
- Flexible affordability calculations
- 2, 3, and 5 year deal periods
- Cashback, free valuation and other incentives
- Borrowing based on rental income from property
- Unlimited portfolio sizes
- Like for like remortgaging or to raising capital
- Special Purpose Vehicle (SPV) HMO mortgage applications
- Trading limited company HMO mortgage applications
- First time buyer applications
- Repayment or interest-only payments
HMO mortgage lenders
We work with over 80 buy to let mortgage lenders, representative of the UK market, including:
Why choose Commercial Trust?
As a specialist broker, our sole focus is landlord finance, which means you get an in-depth level of expertise.
Talk to a specialist
Our HMO mortgage experts help clients like you every day, benefit from their expertise to get a great deal.
One tailored recommendation
We will not make you choose from a range of quotes. We recommend one cost effective deal that meets your specific needs.
Enjoy a stress-free service
We do the tedious administration work and chase up lenders and solicitors, so your mortgage completion is stress-free.
What our clients say about us
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