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Bridging loan lending criteria

  • Access to leading rates from 0.59% a month
  • Borrow from £25,000 to £25,000,000
  • No minimum term and no exit penalties
  • No minimum income necessary
  • Borrow up to 75% of the property value
  • Available to individuals, companies, trusts and partnerships
  • Uninhabitable properties accepted
  • Switch to long-term finance for just a 0.95% fee

Bridging loan advice

Many brokers overlook a key aspect of advice which is vital when taking out a bridging loan, and that is the exit strategy. We will provide help and advice at every step of your bridging loan application. 

What is a bridging loan and how does it work?

A bridging loan is a short term financial solution; it should be put in place with plans for a smooth transition to long term finance or sale.

Purposes of a bridging loan

Bridging loans are available to individuals, partnerships, companies and trusts that need to access funds quickly for any legal purpose. Commonly this includes purchasing uninhabitable property, buying property at auction, land for development, funding modifications to property, purchasing stock, machinery or IT equipment but could also be used for other reasons such as settling an unexpected bill when there is a gap in cash flow.

Get a great deal on a bridging loan

We offer a comprehensive range of mortgages from across the market which means that we are not tied to any one lender, rather we search wide range of lenders and products to find the one which best matches your requirements and that offers you the best possible deal.

Bridging loans mean quick access to funds

A Bridging loan is a product specifically designed to enable fast access to funds. In addition, one of the many benefits of using our service to arrange a bridging loan is that, as an established broker, we have built relationships with lenders which afford us preferential service and fast turnaround times.

Upper age limits for mature borrowers

We can source bridging loans for borrowers who are up to 85 years old which means those with the greatest investment experience can remain active in their business dealings.

Decision in principle often within 2 hours

Call our specialist advisers on the telephone numbers at the top of this page or complete our quote request form to get started with a quote. We will get in touch with you as quickly as possible and once we have the appropriate details can commonly get a decision in principle from a lender within 2 hours.

Bridging loans guide

Visit our Bridging loans guide centre for a range of articles on everything related to this product including how to use it effectively and appropriately.

Visit our bridging loans guide centre

Bridging loan rates & calculator

For more information about bridging loan interest rates visit our dedicated page.

View our bridging loan rates