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Borrowing we can help you with

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Buy to let mortgages

Whether you wish to earn rental income from a single property, or have a multi-million pound property portfolio, we can help you manage your buy to let mortgages and maximise your income.

Buy to let mortgages

Commercial mortgages

If you are looking for a mortgage on a new commercial property, or are looking to save money or release equity from an existing commercial mortgage, we do all the hard work and could save you money.

Commercial Mortgages

Bridging loans

Bridging loans can finance a new property or the cost of renovation, especially where the property is uninhabitable, or you need fast access to funds. We can help you get a fantastic deal on a bridging loan.

Bridging loans
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Development finance

Development finance can be used for any scale of project. From renovating a single property, to a ground-up build of a new housing estate or commercial premises. Speak to our specialist team.

Development finance
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Homeowner business loans

Borrow against your residential property to raise funds for your business, whether to buy equipment, cover cash-flow, renovations or any other legal purpose. Ask our team for details.

Homeowner business loans
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Second charge mortgages

Raise additional funds from property which already has a buy to let mortgage, commercial mortgage or bridging loan in place, without touching your existing rate.

Second charge mortgages

Compare latest interest rates

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Buy to let mortgage calculator

Check today's rates from over 80 buy to let lenders, updated twice daily.

Buy to let mortgage calculator
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Commercial mortgage calculator

Work out illustrative monthly payments on a commercial mortgage.

Commercial mortgage calculator
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Bridging loan calculator

Using bridging loan rates get a monthly payment illustration.

Bridging loan calculator

What our clients say about us

Key partner of the Legal and General Mortgage Club logo

Commercial Trust is a member of the Legal & General Mortgage Club.

We chose to work with Legal & General as they are the largest, longest-running club in the UK.

This gives our clients the confidence that their borrowing is with a lender selected by an established and trusted club, who are involved in nearly one in three mortgages processed by intermediaries like us.

World class customer service

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Immediate help

For fastest service call to get straight through to an advisor. There are no annoying phone menus. Get answers to all your questions and build a relationship with an expert you trust. You could get a lender decision within two hours.

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Expert advice

We take the time to understand your specific needs and circumstances, so we can recommend one product, from thousands that gives you the funds you need and represents the most cost effective outcome for you.

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Stress-free at every step

Leave everything to us. Your advisor will find you the most appropriate product and your account manager will drive your case to completion, doing all the administrative work and keeping you updated at every step, so your experience is blissfully stress-free.

The values and behaviours that guide us in all that we do and say


We expect everyone who works for us to act with unyielding integrity in everything they do. In short, we do what we say. We walk the talk. We do not accept in any circumstances a nod or a wink or turning a blind eye. We know where our moral compass takes us and we follow that route without compromise.


We are here to serve our customers to the best of our ability and recognise that, if we add value and provide great service, we will lay the foundations of a successful business. Much is written about customer service. Little is understood. We understand that great service is the root of our model.


We expect everyone who works for us to tell the truth and act honestly in all their dealings with each other and every client, partner and supplier. In short, we say what we do. Even if we know it will be painful to admit to failings or shortcomings. We always say it as it is.


We want our people, our clients and our partners and suppliers to trust us. For our clients, we want them to know that they can trust the advice and products we offer on an unconditional basis. For our partners and suppliers we want them to see us as trusted colleagues who work tirelessly to deliver mutually beneficial success. For our people, we want to offer them sustainable careers, knowing that they work for a group that cares and that we will put them first.

Openness and Transparency

We will be open and transparent in all communication, both internally and externally, with all stakeholders, including third parties. As appropriate and fair, we will share good ideas far and wide within the group. Withholding and restricting information is a weakness in management – not a strength.


We treat our colleagues, clients, partners and suppliers fairly in all our dealings with them. We don’t seek to take unfair advantage, or exploit our position. We want the balance in every relationship to be mutually satisfactory. We want all relationships to be based on mutual benefit and a fair distribution and allocation of the rewards.


We carry out our business in a humble manner. We don’t need the recognition of our peers and the market. We will let the quality of what we do, the strength of our values and the feedback from our people and clients speak for us.


We treat everyone who works for us as equal irrespective of age, gender, race, sexuality, ability or anything else. That means equality of opportunity, equality of care and quality of voice. Our group is built on a team ethos that recognises the value of the contribution of everyone on the team. The only hierarchy is that of the quality of the idea. The best idea always wins, whoever thinks of it.

Get in touch today

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