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About Commercial Trust

Commercial Trust Limited is an award-winning, specialist mortgage broker based in Norwich, Norfolk. Founded in 2012, we are part of Norfolk Capital Group which has a heritage in finance dating back to 1988.

We help landlords and property investors across the UK secure great property finance deals and are proud to be a Key Partner of Legal and General Mortgage Club. We are a key account for many specialist lenders which means our client benefit from deals and exclusives not otherwise available to them.

Our ever-expanding team of specialists have been working with lenders and clients to help complete mortgages for all types of landlord properties. We work with a panel of 80+ UK based lenders who offer buy to let mortgages, commercial mortgages, bridging loans, development finance, second charges and homeowner business loans.

Our mission is to make our clients happy. We aim to help the landlords we work with create a better lifestyle for themselves, build a secure future, and provide a lasting financial legacy for their loved ones.

We work to ensure all of our staff consistently provide excellent customer service and up to date advice to our clients to get them the best possible outcome.

We are authorised and regulated by the Financial Conduct Authority. Registration number: 610175. The advice and products we provide are not FCA regulated.

The values and behaviours that guide us in all that we do and say

Integrity

We expect everyone who works for us to act with unyielding integrity in everything they do. In short, we do what we say. We walk the talk. We do not accept in any circumstances a nod or a wink or turning a blind eye. We know where our moral compass takes us and we follow that route without compromise.

Honesty

We expect everyone who works for us to tell the truth and act honestly in all their dealings with each other and every client, partner and supplier. In short, we say what we do. Even if we know it will be painful to admit to failings or shortcomings. We always say it as it is.

Equality

We treat everyone who works for us as equal irrespective of age, gender, race, sexuality, ability or anything else. That means equality of opportunity, equality of care and equality of voice. Our group is built on a team ethos that recognises the value of the contribution of everyone on the team. The only hierarchy is that of the quality of the idea. The best idea always wins, whoever thinks of it.

Fairness

We treat our colleagues, clients, partners and suppliers fairly in all our dealings with them. We don’t seek to take unfair advantage, or exploit our position. We want the balance in every relationship to be mutually satisfactory. We want all relationships to be based on mutual benefit and a fair distribution and allocation of the rewards.

Openness and Transparency

We will be open and transparent in all communication, both internally and externally, with all stakeholders, including third parties. As appropriate and fair, we will share good ideas far and wide within the group. Withholding and restricting information is a weakness in management – not a strength.

Humility

We carry out our business in a humble manner. We don’t need the recognition of our peers and the market. We will let the quality of what we do, the strength of our values and the feedback from our people and clients speak for us.

Service

We are here to serve our customers to the best of our ability and recognise that, if we add value and provide great service, we will lay the foundations of a successful business. Much is written about customer service. Little is understood. We understand that great service is the root of our model.

Trust

We want our people, our clients and our partners and suppliers to trust us. For our people, we want to offer them sustainable careers, knowing that they work for a group that cares and that we will put them first. For our clients, we want them to know that they can trust the advice and products we offer on an unconditional basis. For our partners and suppliers we want them to see us as trusted colleagues who work tirelessly to deliver mutually beneficial success.

Awards recognising the work of Commercial Trust

Mortgage Strategy Awards 2023 - Best Broker for Buy-to-Let and Best Specialist Broker/Distributor - Finalist

Legal & General Mortgage Club Awards 2023 - Best Broker Firm for Specialist Lending (inc. Buy-to-Let) - Finalist

Financial Reporter 2022 - Best buy to let broker – Finalist

Legal and General Mortgage Club Awards 2022 - Best Broker Firm in specialist lending – Finalist

Legal and General Mortgage Club Awards 2021 – Best Broker Firm in specialist lending – Finalist

Mortgage Introducer Awards 2020 – Best Buy to Let Broker – Finalist

Legal and General Mortgage Club Awards 2020 – Best Buy to Let Broker – Finalist

Business Moneyfacts Awards 2019 – Buy to Let Mortgage Broker of the Year – Finalists

Legal and General Mortgage Club Awards 2018 – Best Broker Firm for Buy to Let – Winners

Legal and General Mortgage Club Awards 2018 – Best Small firm for Overall Quality – Winners

Meet the team

Jorden Abbs

Meet Jorden Abbs, Chief Executive

Jorden has worked for Norfolk Capital Group, the family-owned group of financial companies that Commercial Trust is a part of, since he was 19 years old.

Prior to his appointment as Chief Executive within the specialist mortgage brokerage, Jorden was Sales Director. Through this role and others in the company, Jorden has direct experience of all the operational functions, which ensures he knows what is required and important to clients at every stage of their journey.

Find out more about Jorden's vision for delivering excellent customer service to clients of Commercial Trust.

Find out more

Photo of Nicola Eaton

Meet Nicola Eaton, Marketing Director

Nicola joined Norfolk Capital Group in 2013, with a background in digital marketing spanning both agency and client side roles, across a number of industries, since 2002. 

At Commercial Trust, Nicola oversees the marketing and intermediary referral scheme, set up to support brokers and other peers who need help providing support to clients with specialist finance needs.

Over her years at the brokerage, and with direct experience of being a landlord herself, Nicola understands the motivations, concerns and complexities facing property investors. She is focused on providing insights and clarity to clients year-round, outside of times when they need immediate help to find suitable borrowing options, so that Commercial Trust builds lasting relationships which truly add value. 

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Photo of Billy McCluskey

Meet Billy McCluskey, Sales Director

Billy has been at Commercial Trust for nearly eight years. He joined as an advisor and progressed to Sales Manager, Head of Sales and then Sales Director. With direct insight on being a landlord, he sees the process from all angles.

Now overseeing the entire advising department, he is also a key member of the Senior Management Team. This means he is deeply involved in client cases, up to speed with lender criteria and products, monitoring the marketplace, and shaping the trajectory of the business, while maintaining our client-first approach.

Known for being straight-talking, he would rather deliver the truth than comfort with a lie. In a sector where clear and honest answers can determine financial success, he is a voice you can trust.

Find out more

What our clients say about us

Everyone at Commercial Trust looked after me until completion of the loan in question. I am extremely satisfied with the service that I received from them.
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Brian Spears on Google

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Second time using commercial trust and Ellie Baldwin and Jordan gooch sorted another property in good time for me once again. Great service will use again.
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Daboyden on Google

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Great to deal with, kept us informed all the way through and were always at the end of the phone/email when we had questions.
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Casini Developments on Google

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Savannah Francis at Commercial Trust was excellent throughout the entire mortgage process. She was very helpful, proactive, and kept me updated regularly. She…
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Muzzammil on Google

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I've been so impressed with Commercial Trust, Becky offered fair advice and was thorough and patient when answering my questions regarding the mortgages on…
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Hannah Byrne on Google

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Had a bridging loan organised and an remortgage finance. All the girls did a fantastic job. Especially maddie and Lily. Thank you both again
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Ben Moore on Google

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Very easy experience. Very good communications. Would definitely recommend
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Denise Miller on Google

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Maddie and Charity really helped us through a stressful period and solved lots of problems. Always calm, professional and knowledgeable. As we grow our…
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Mark Wade on Google

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Our advisors, Dani and Lily, were extremely knowledgeable and helpful (and patient) throughout our commercial mortgage process, which wasn't straightforward.…
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Ben Ramsay on Google

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A fantastic job by everyone at Commercial Trust from start to finish. Special thanks to Lottie, whose professionalism, persistence and excellent communication…
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Hugh Frost on Google

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Fantastic work, prompt professional responses to client queries, a fast decision making process, and clear consistent communications: I would highly recommend.
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Peter Jason O'flaherty on Google

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Rebecca and Niamh were both absolutely brilliant. They found me a great product and went out of their way to get everything completed as quickly as possible.…
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Pravin Mohla on Google

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Commercial Trust stayed with us even when things got difficult thankyou
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Roger Phillips on Google

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I recently had the pleasure of working with Maddie Giacomelli and Luke Alben at Commercial Trust, and I cannot recommend them highly enough. From the outset,…
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Daniel A on Google

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Commercial Trust have been absolutely brilliant in the whole process of remortgaging multiple properties in my portfolio of HMO's.
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Edward Jolleys on Google

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