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Get a holiday let mortgage

Speak to our specialist holiday let mortgage advisors.

We check deals from over 80 lenders.

Lender decision often within 2 hours of our call.

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Holiday let mortgage criteria

We can help you with short and long term holiday let mortgage requirements:

  • Air BnB and traditional holiday let mortgages
  • Properties in England, Scotland, Wales, N. Ireland
  • Switch from residential or buy to let mortgage
  • Self-occupancy allowed
  • Borrowing based on rental income from property
  • Borrow up to 80% loan to value (LTV)
  • No minimum income options
  • Lenders with no upper age limits
  • Cashback, free valuation and other incentives available
  • Flexible affordability calculations
  • Unlimited portfolio sizes
  • Remortgage to like for like loan, or to raise capital
  • Special Purpose Vehicle (SPV) holiday let accepted
  • Trading limited company holiday let accepted
  • First time holiday let landlords accepted
  • Repayment or interest-only mortgage payment options

Holiday let mortgage lenders

We work with over 80 buy to let mortgage lenders, representative of the UK market, including

Why choose Commercial Trust?

As a specialist broker, our sole focus is landlord finance, which means you get an in-depth level of expertise.

Talk to a specialist

Our holiday let mortgage experts help clients like you every day, benefit from their expertise to get a great deal.

One tailored recommendation

We will not make you choose from a range of quotes. We recommend one cost effective deal that meets your specific needs.

Enjoy a stress-free service

We do the tedious administration work and chase up lenders and solicitors, so your mortgage completion is stress-free.

What our clients say about us