If you are a landlord or are intending to become one and need a mortgage to finance your investments, there are a number of different types of buy-to-let mortgage products available to you.
Invest in buy to let property via a trading limited company, or an SPV. SPV stands for Special Purpose Vehicle. It is a type of limited company set up for a specific purpose, in this instance for investing in property.
If the property you wish to purchase is an HMO (House in Multiple Occupation), then you will need a specialist HMO mortgage to finance the purchase. This page gives you the latest HMO mortgages available today.
This page is for you if your deposit is 20% of the property value you wish to buy. 80% is the highest loan to value ratio currently available on buy to let mortgages (pre-Covid-19 this was 85% LTV, which may yet become available again). This page highlights the top 80% buy to let mortgages available from over 80 lenders in the UK today.
If you are looking to invest in buy to let property with the minimum deposit possible, find out more here about low deposit buy to let mortgages.
We can help you with holiday let mortgages for traditional holiday accommodation as well as 'AirBnB' short-term holiday lettings.
Our advisers will guide you through choosing the appropriate product for your circumstances and make a mortgage recommendation based on what fits your needs best, using the information you share with us.
If you would like to get started straight away, then give us a call on one of the numbers above or fill in our no obligation quote form.
If you want a little more information before you give us a call or send your quote request form off to us, then the links on this page may help you get a better understanding of the types of mortgage products currently available on the market today.