Limited company buy to let mortgage comparison
For a detailed limited company buy to let mortgage comparison, generated from live mortgage interest rates, use our free calculator.
You can be confident that the comparison is thorough, as the calculator includes rates from over 80 lenders in the UK, which encompasses the best limited company buy to let mortgage rates in the market right now.
It provides you with current annual limited company mortgage rates, which are updated twice daily, and also allows a comparison of rate details side by side including the following details:
- Monthly payments
- Initial rate periods
- Reversion rates
- Monthly costs
- APRCs
- Product fees
Alongside these ltd company rate details, you can find information about early repayment charge periods, any incentives the rates come with and the maximum applicant age.
The advanced filters of the calculator allow you to:
- Compare by type of rate (fixed, variable, tracker)
- Filter rates by maximum loan to value (LTV)
- Filter rates you look at by monthly cost
- Filter rates by initial rate period
- Input the maximum interest rate you are prepared to consider
- Isolate rates which are flexible on personal income
- Input the maximum arrangement fee you are prepared to pay
It does not provide a full mortgage illustration and is not a guarantee of the mortgage rate you can secure.
Our team of specialist advisors are on hand to help via live chat or phone, should you have any questions.
Get started now - simply fill in the calculator to begin.
How to use the calculator
Input the following details into the ltd company mortgage calculator:
- Borrowing type (remortgage, purchase, first time landlord – whether purchase or remortgage)
- Property value
- Loan amount (how much of the property value you want to borrow, up to a maximum of 85%)
- Mortgage term in years
- Repayment basis (Interest only: where you only pay the lender a fee, “interest”, for borrowing the money and not the lump sum you borrow, so you won’t own the property at the end of the term. Capital repayment: where you pay the interest and the lump sum borrowed, so you will own the property at the end of the term.
- Set what sort of rates you want to compare (lowest rate, no product fee or a balance of low rate and low product fee)
Are mortgage rates higher for limited companies?
Limited company mortgage rates can be higher than standard buy to let mortgages, but not always. Some lenders offer the same rates regardless of the type of applicant and limited company rates are much more competitive now than in the past as the demand is very high, so lenders have to compete for business.
