Category: guides guides
guidesWe review the top ten lenders in the limited company buy to let mortgage space for 2026.
1. BM Solutions
BM Solutions (part of Lloyds Banking Group) is a market leader with a strong reputation in the buy to let space.
Core specialisms:
- Long-standing brand in the industry
- Standard buy to let properties
- Competitive products for limited company landlords
- Strong support for portfolio investors
- Reliable and consistent underwriting processes
2. Vida Homeloans
Vida Homeloans is known for supporting near-prime borrowers who may sit outside high-street lender criteria.
Core specialisms:
- Accepts complex income structures and credit blips
- Flexible affordability assessments
- Lending for HMOs and multi-unit blocks
- Solutions for both new and experienced landlords
3. The Mortgage Works (TMW)
The Mortgage Works, part of Nationwide, is a go-to lender for property investors.
Core specialisms:
- Well-established in limited company buy-to-let lending
- Competitive long-term fixed rates
- Supports portfolio landlords
- Wide lending scope including HMOs
- Clear and structured lending criteria
4. Kensington
Kensington provides competitively priced products that sit between mainstream high‑street lenders and specialist providers.
Core specialisms:
- Flexible approach to income and credit profiles
- Manual underwriting for nuanced cases
- Will consider less straightforward property types
- Standard HMOs and multi-unit properties
- Lend across the UK
5. Aldermore Bank
Aldermore is well suited to landlords operating their property portfolios as businesses.
Core specialisms:
- Focus on professional and portfolio landlords
- Competitive limited company mortgage products
- Lending for HMOs and multi-unit properties
- Supports growing property portfolios
6. Foundation
Structured specialist lending for professional landlords.
Core strengths
- Portfolio landlords
- Limited company lending
- Specialist underwriting
- Complex company structures
- Complex properties
- Supports holiday lets
7. Paragon
Paragon is highly regarded in the professional landlord market.
Core specialisms:
- Excellent for limited company structures
- Focus on portfolio landlords
- Competitive rates for experienced investors
- Strong offering for HMOs and MUFBs
- Specialist underwriting expertise
8. Fleet Mortgages
Fleet Mortgages specialises in lending to standard limited company structures.
Core specialisms:
- Competitive rates for professional landlords
- Supports HMOs and multi-unit properties
- Clear and consistent criteria
9. The Mortgage Lender
The Mortgage Lender offers flexible buy to let solutions, including non-standard borrowers.
Core specialisms:
- Flexible underwriting for complex cases
- Accepts adverse credit in some situations
- Strong support for limited company borrowing
- Lending for a range of property types
10. Landbay
Landbay is a modern, tech-enabled lender offering competitive options for landlords.
Core specialisms:
- Efficient, digital-first application process
- Supports limited company landlords
- Suitable for standard buy-to-let properties
- Wide range of lending scenarios considered
Get expert help finding the best lender for your circumstances based on our panel of over 80 high street and specialist options, representative of the UK market. Call on the free phone number above, or enquire online 24/7.